Kredivo stands out as the epitome of flexible payment solutions, offering a range of options tailored to your needs. Whether you're looking to finance products through installment payments or need a quick loan, Kredivo has you covered.

Proofs of Kredivo's Flexibility:

• Product Financing with Installment Payments: Enjoy the convenience of paying later with options of 1 month and 3, 6, 12, 18, and 24-month installments. This allows you to spread out your payments over time, making big purchases more manageable.
• Interest Rate: Benefit from 0% interest when you choose to pay within 30 days or over 3 months. For longer terms of 6, 12, 18, and 24 months, premium account holders can enjoy rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
• Limit: With a maximum limit of up to IDR 50,000,000, you have the freedom to finance larger purchases.
• Simulation: For instance, if you opt for a 12-month installment to pay for a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.

If you're looking to shop online or offline on installment without a credit card, need quick loans for emergencies, or have faced rejections when applying for credit, Kredivo is your solution. As an online credit line provider, Kredivo offers installment plans without the need for a credit card and personal loans through KrediFazz, all in one convenient platform.

Kredivo's digital credit application assesses your creditworthiness in real-time, with a swift registration process that takes just 5 minutes and approval in a few minutes. Once approved, you can shop on installment at over 4000 merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, and McDonald's, with just two clicks.

Whether you're in the market for a new mobile phone, flight tickets, furniture, or fashion items, Kredivo enables you to buy now and pay later at your favorite merchants like Garuda Indonesia, Batik Air, Citilink, and AirAsia. You can also use the Kredivo app to pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline.

For those unexpected needs, Kredivo offers quick cash advances through KrediFazz, available in 3, 6, and 12-month installments. With Kredivo, flexibility is at your fingertips—truly #Sefleksibelitu!

Here are three more compelling reasons to choose Kredivo:

• Simpler and Faster: Apply online by uploading your KTP via the Kredivo app—no salary slip required. After a quick approval process, you can purchase your dream item on credit or get instant loans from KrediFazz without any hassle.
• Safe and Secure: Rest assured, all user data is encrypted, and Kredivo is licensed and regulated by OJK, ensuring your transactions are secure and credible.
• 0% Interest & Without Down Payment: Kredivo offers some of the lowest interest rates in the market, and there's no down payment required for any of its services.

For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, feel free to email us at [email protected] or call 0804-1-573348.

Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. Our customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!